Friday, February 10, 2012

Thoughts on Insurance

In the past years quite a number of insurance companies have declared bankruptcy. Could this be another effect of economic crisis? Perhaps. Come to think of it, if you only have enough money in your pockets to buy food for your family, would you still spend it on insurance premiums? I highly doubt you would and personally, I will be more practical and make sure that there’s food on the table before I spend my hard-earned money in preparation for contingencies. I preparing for contingencies because benefiting from insurance policies would normally depending on the occurrence of future events such as accident, disability and comprehensive insurance for our vehicles. However, there are insurance policies that are definitely worth getting.

But because death is something that is very much certain, it is in my opinion that we get a good life insurance policy to help keep our family secure. We all want to ensure that our families to have a good life even if we’re already gone, right? That’s why we made it a point that we have a life insurance. The proceeds may not be much but the amount would at least help the family get by.

Health is another thing that we should be mindful of. They say that health is wealth and thus, we should make sure that we get the best health care. Health cards are not uncommon nowadays. In fact health insurance is now part of the benefits that companies provide to its employees. I heard that East Coast Health Insurance is a good one and you might want to check that out.

Oh well, these are just my thoughts when it comes to insurance.

1 comments:

Laura from medicalaidquotessa.co.za said...

Life and health insurance covers are definitely two of the best investments you can make for your family. You may frown at the monthly premium payments but at least you can be sure that your family is protected in times of uncertainty.